{"id":54,"date":"2026-10-05T13:00:00","date_gmt":"2026-10-05T13:00:00","guid":{"rendered":"https:\/\/www.llurlenduarte.com\/blog\/?p=54"},"modified":"2026-10-05T13:00:00","modified_gmt":"2026-10-05T13:00:00","slug":"federal-law-could-reshape-florida-manufactured-homes","status":"publish","type":"post","link":"https:\/\/www.llurlenduarte.com\/blog\/2026\/10\/05\/federal-law-could-reshape-florida-manufactured-homes\/","title":{"rendered":"Federal Law Could Reshape Florida Manufactured Homes"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/llurlen-duarte-1\/federal-housing-florida-remotion-videos-4288\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Big news for Florida\u2019s manufactured housing market: a new federal law is poised to change the landscape by raising insured loan limits and broadening the federal definition of what qualifies as a manufactured home. Over the years, Florida has already tightened standards\u2014think stronger post-1992 wind codes\u2014which has helped improve quality but also driven up costs through added regulation. As someone who works with buyers, sellers, and investors, I know firsthand how crucial access to affordable financing is, especially since manufactured-home buyers have historically faced higher borrowing costs. With the new law, raising insured loan limits could be a game-changer for many families and investors seeking more accessible options. The expanded definition, which may include chassis-free homes, opens up new design possibilities\u2014particularly for permanent foundations or infill lots\u2014though zoning restrictions still play a big role in where these homes can go. Ultimately, how much things shift here in Florida will depend on how federal standards and local rules evolve, as financing, inspections, and permitting continue to shape what\u2019s truly affordable in our market.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Big news for Florida\u2019s manufactured housing market: a new federal law is poised to change the landscape by raising insured loan limits and broadening the federal definition of what qualifies as a manufactured home. Over the years, Florida has already tightened standards\u2014think stronger post-1992 wind codes\u2014which has helped improve quality but also driven up costs [&hellip;]<\/p>\n","protected":false},"author":229,"featured_media":55,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-54","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.llurlenduarte.com\/blog\/wp-json\/wp\/v2\/posts\/54","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.llurlenduarte.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.llurlenduarte.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.llurlenduarte.com\/blog\/wp-json\/wp\/v2\/users\/229"}],"replies":[{"embeddable":true,"href":"https:\/\/www.llurlenduarte.com\/blog\/wp-json\/wp\/v2\/comments?post=54"}],"version-history":[{"count":1,"href":"https:\/\/www.llurlenduarte.com\/blog\/wp-json\/wp\/v2\/posts\/54\/revisions"}],"predecessor-version":[{"id":57,"href":"https:\/\/www.llurlenduarte.com\/blog\/wp-json\/wp\/v2\/posts\/54\/revisions\/57"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.llurlenduarte.com\/blog\/wp-json\/wp\/v2\/media\/55"}],"wp:attachment":[{"href":"https:\/\/www.llurlenduarte.com\/blog\/wp-json\/wp\/v2\/media?parent=54"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.llurlenduarte.com\/blog\/wp-json\/wp\/v2\/categories?post=54"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.llurlenduarte.com\/blog\/wp-json\/wp\/v2\/tags?post=54"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}